4 Best Cosmetic Surgery Financing Options

Cosmetic surgery is a life-changing experience that can improve your self-confidence and add to your sense of well-being. Whether you are considering breast augmentation, gynecomastia treatment and liposuction in Manhattan or any other treatment, you should know that all come with a significant price tag. The final cost of your procedure is composed of a variety of expenses, including surgeon fees, material costs (breast implants, etc.), operating room costs (staff salaries, rent, costs of operating devices), anesthesia related costs, any included medications or post-surgical compression devices, and follow up appointments. Fortunately, there are several cosmetic surgery financing options available that make cosmetic surgical procedures more affordable and accessible.

According to the 2021 Aesthetic Plastic Surgery Statistics report, Americans spent over $14.6 billion dollars on aesthetic procedures in 2021 with surgical revenues increasing by 63%. On average, in 2021, the cost of a surgical procedure increased 6% and the cost of a non-surgical procedure increased 1%.

4 Reliable Cosmetic Surgery Financing Options

• Credit cards: Certain credit cards provide exclusive financing alternatives for cosmetic surgery. These credit cards feature a temporary low or zero-interest rate, providing a grace period for paying off the balance without incurring any extra charges.
• Personal loans: Banks and other financial institutions offer personal loans that can be used to pay for cosmetic surgery. These loans often come with fixed interest rates and can be repaid over a set period.
• Medical financing companies: There are several medical financing companies that specialize in providing loans specifically for cosmetic surgery. These loans often have lower interest rates than credit cards and personal loans and can be repaid over an extended period.
• Medical credit cards: Medical credit cards like Care Credit and Alphaeon Credit offer a convenient financing option for eligible individuals to cover the cost of cosmetic procedures or treatments not covered by health insurance. Make sure to carefully read the terms and conditions and understand the interest rates and fees associated with the card before applying for one.

Considering cosmetic surgery in New York City? There are various cosmetic surgery financing options that can help you pay for the procedure. When choosing an option,  make sure to understand the interest rates, look for flexible repayment terms, check for prepayment penalties, and read the fine print.